How It Works

Dashboard For Your Spending

Understand where you are spending your money at a glance.

Graph surfaces key facts about your spending habits and how they are evolving so you don't have to tediously budget and manually track every expenditure.

Graph dashboard desktop screenshot

All Your Transactions In One Place

Aggregate all your spending in one convenient place so that you have a full view of your finances.

Visa, Mastercards of all types, American Express, plus all your debit cards and multiple checking accounts. Graph can handle them all.

Graph transactions desktop screenshot

Identify Trends

Review how your spending is trending over time across multiple categories.

Trends make it possible to know how habits, actions, and external factors are impacting your spending. This can all be done retroactively, meaning that you don't have to constantly be on top of a budget.

Graph trends desktop screenshot

Detailed Analysis

Dive deeper into key metrics about your spending on both a monthly and annual basis. See what categories your are spending above your average on.

Graph analysis desktop screenshot

Getting Started

Using Graph is simple. Upload transactions and categorize them (Graph does most of this for you).

Uploading Transactions

Download a .csv file of your transactions from your bank or credit card and then upload that same file in Graph. You can do this once a week, once a month, once a year; it's up to you.

Graph will prompt you to review (and tweak) the list of transactions before saving them to your account.

Graph upload desktop screenshot

Categorizing

Graph relies on both a proprietary database of merchant category codes aggregated directly from all the major banks and credit cards as well as learning which categories you consistently apply to which merchants.

This dual strategy for categories makes Graph as useful as possible for both new and regular users.

Graph categorize desktop screenshot

Aggregate categories

Graph users can create and save "categories of categories" called aggregate categories.

Aggregate categories are a powerful analytical tool that can help with ad hoc analysis.

How this works in practice is that you can create a custom category called "Food", which includes your existing "Grocery", "Restaurant", and "Coffee" categories. You can then use your "Food" category when viewing trends.

Graph aggregate categories desktop screenshot
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